How Integrators Can Make Money
Add a Spread (Markup) on Trades
This is the most direct and scalable monetization model.
When you fetch a quote via /trades/quote, you receive:
You can offer the user a slightly lower rate than what you receive.
Example:
Bitnob rate: 2250 sats per cent
You offer: 2200 sats per cent
Effective spread: 2.2%
When executing the trade:
You still use the Bitnob quote (locked or live)
You record the actual execution amount vs. user-facing rate
The difference = your profit (in sats or cents)
This model works even at high volume and is invisible to the user if the rate is still competitive.
Bundle Trading into a Service Offering
For platforms where trading is a backend function (e.g., remittances, merchant payouts):
Offer a fixed USD (or NGN) rate to your users (e.g., “Send $100 to Ghana”)
On the backend, you:
Accept Bitcoin
Convert to USDT using Bitnob
Lock in a margin inside the conversion logic (e.g., build 1-2% spread into rates)
This gives you:
Price control
Earnings from FX/timing edge
Revenue on every trade, whether the user is aware of the backend asset movement or not
Charge a Platform or Execution Fee
Some apps transparently monetize via fees on each trade:
Trade Value: $250.00
Network Fee: $0.00
Execution Fee: $2.50 (1%)
Total Charged: $252.50
You can:
Show this in the UI
Bake it into the output value (user receives slightly less)
Track this via internal metadata on each reference and tradeId
Bitnob doesn’t charge trading fees by default, so this gives you room to add your own layer.
Tiered Access for Sub-Accounts (B2B2C)
If you run a platform serving other businesses or teams:
Offer white-labeled trading access
Mark up rates
Charge monthly platform fees
Offer volume-based discounts or rewards
You become the merchant of record, and Bitnob is your infrastructure layer.
Offer Instant Swap with Delayed Fulfillment
This is an advanced strategy.
Let users “Buy Bitcoin Now” at a given rate
Delay execution a few minutes while batching trades
Capture timing or price efficiency using backend logic
Fulfill with Bitnob once execution terms are favorable
This is similar to how Cash App and Revolut optimize behind the scenes.
Only do this if you have treasury experience or strong controls.
Incentivized Spread: Subsidize Rate on Buy, Earn on Sell
For customer acquisition:
Offer best-in-market rate for BTC purchases (maybe break even) Make money on the sell side when user exits to stablecoin
This is common in wallets, trading apps, and even DeFi platforms.
Best Practices for Monetizing
Track every trade’s input/output/spread/fees in your internal ledger
Use the reference field to link trades to users or business units
Record fee revenue separately for accounting, analytics, and tiering
Consider limits per user per day to protect against abuse
