Introduction: Payout
The Bitnob Payouts API enables you to programmatically send money to bank accounts, mobile money wallets, and cash pickup locations across multiple countries.
Whether you're building payroll systems, vendor disbursements, affiliate payouts, refunds, or cross-border remittance services, our API provides a fast, secure, and scalable way to move money globally — without needing to manage complex banking infrastructure in every country.
Why This Matters
Moving money across borders, currencies, and payment networks has traditionally been slow,
expensive, and operationally heavy. Businesses often have to:
Open multiple foreign bank accounts, Manage volatile currency exchanges, Handle fragmented
compliance checks country by country, Face settlement delays and hidden fees.
Bitnob Payouts abstracts all of that away.
We give you a single, unified API to:
Fund payouts using Bitcoin, USDT, or fiat — and deliver in local currencies,
Send money to multiple payout channels (banks, mobile wallets, cash pickup) instantly,
Track payout statuses in real-time,
Scale into new markets without heavy upfront costs or banking relationships.
If you can send a POST request, you can run a global payout operation with Bitnob.
Bitnob handles liquidity, conversions, regulatory clearing, and local disbursement so you don't have to.
This means faster go-to-market, more reliable settlement times, and a better user experience for your recipients. How It Works: Fund Your Bitnob Wallet or Pay in real time Fund your Bitnob Business Wallet using Bitcoin, USDT, or via supported bank transfers (where available).
Create a Payout Call the Payouts API to initiate a transfer to the recipient's bank account, mobile money wallet, or cash pickup location.
Payout is Processed Bitnob processes the payout immediately or within defined settlement windows depending on the destination country and channel.
Receive Status Updates Monitor payout statuses by polling the API or by setting up webhook listeners to receive real-time notifications as payouts move from pending → processing → success or failed.
Supported Funding Methods Funding Method Details Bitcoin (BTC) Fund your wallet with Bitcoin and
convert seamlessly at payout. Stablecoins e.g USDT/USDC Fund with stablecoins for faster, more
predictable treasury management. Fiat Bank Transfers (where available) Fund directly
in NGN, GHS, KES, and other supported local currencies.
Available Payout Channels Channel Description Bank Accounts Direct deposits into recipients' bank accounts. Mobile Money Wallets Instant transfers to mobile wallets (e.g., M-Pesa, MTN Mobile Money, etc.).
(Availability depends on country; full country/channel matrix provided in later sections.)
Bitnob Payouts unlocks the ability for companies of any size to move money instantly across borders, currencies, and financial rails — without the friction of traditional banking.
You focus on building experiences for your users. We handle the pipes underneath.
